Comments for debt relief clearing house

Comment on Q&A: How can I negotiate my own debt settlements with creditors without using a “debt settlement” company? by gabbagabbahey999

gabbagabbahey999 — Tue, 15 May 2012 19:26:51 +0000

hello there
here’s tons of reading on everything debt related:
credit cards http://credit-cards.ebookorama.com
and general debt http://finance.ebookorama.com
also plenty more to read here
http://credit.ebookorama.com
http://credit-repair.ebookorama.com
good luck!

Comment on Q&A: How can I negotiate my own debt settlements with creditors without using a “debt settlement” company? by curtain r

curtain r — Tue, 15 May 2012 18:55:20 +0000

Check these articles out, it may help:

What is Debt Relief?
http://www.askaquery.com/Answers/qn1583.html

Debt Management and Building Wealth
http://www.askaquery.com/Answers/qn1581

How to lower your debts?
http://www.askaquery.com/Answers/qn1576.html

How to reduce debt : How to lower your expenses?
http://www.askaquery.com/Answers/qn1577.html

Comment on Q&A: How can I negotiate my own debt settlements with creditors without using a “debt settlement” company? by David D

David D — Tue, 15 May 2012 17:58:42 +0000

Plenty of good advice here.

Comment on Q&A: How can I negotiate my own debt settlements with creditors without using a “debt settlement” company? by misslabeled

misslabeled — Tue, 15 May 2012 17:43:44 +0000

Call and tell them you want to make arrangements and that you’re thinking about using an agency, but want to cut out the middle man. They might be more willing to work with you. The reason being that when you work with a debt consolidation agency, they make deals with your creditors and pay them pennies on the dollar to assume your debt. You end up paying your full debt to the agency.

Going directly to your creditors, they may end up getting less than the debt, but more than they would get from the agency. If you talk to someone smart, they will seriously consider the offer.

Comment on Q&A: How can I negotiate my own debt settlements with creditors without using a “debt settlement” company? by RAY

RAY — Tue, 15 May 2012 16:59:49 +0000

Check with a legitimate consumer credit counseling plan first. They will arrange repayments to creditors on a voluntary basis and reduce your interests (in most but not all cases) and get you debt free in 3-4 years. Debt settlement isn’t really much different from bankruptcy, is it? You are defaulting on what you owe but still paying half or whatever percentage. With true bankruptcy (if you qualify) you owe nothing. Your credit report??? It will be noted either way for 6-10 years regardless. You can call each creditor and see what they will offer you in terms of a repayment agreement but it’s unlikely that you’ll find it worthwhile.